Kids absorb lots of messages, values and attitudes from the media and friends. Advertisements whet their appetite for so many things that they don't need. What we ought to do is give them an understanding of the value of money, of 'herds and flocks'. They also sponge up on your example on spending, living, manners and money management. There are compelling reasons to teach them to be money savvy in today's environment and culture.
But basically saving money is a good habit to get into. Some people may put money in a piggy bank or a savings account, while others save money by shopping for the best deals. Good savings makes it possible for people to buy games and toys, pay for college and deal with emergencies.
A Christian home practices spiritual direction. Explore what the Bible has to say about money. Read books by Christian money experts such as Dave Ramsey and Larry Burkett. Talk to your pastor about your church's view on managing money. You must explore, study, and learn how to do it, it won't just come naturally.
Unless all of your customers on the Internet, then you better, get that stack of papers on your desk and work to finish the most important task first. The sooner you are finished the more time you will have to do whatever it is you have planned. I am a workaholic, so I have to sway away from informing others my methods of time management. Nevertheless, for the most of us, we have to manage our time in a way that suits our character and what we can handle.
A Christian home is based on God's purposes for you. website This is where producing the income you need in your home comes into play. Are you doing what God's purpose is for you as a career? If you are doing what God has designed you to do, chances are you will be extremely passionate about it. If you are extremely passionate about it, chances are the income will reflect your enthusiasm. A great book to read about doing work you were designed for is 48 Days To The Work You Love by Dan Miller.
You also may want to start giving your child a weekly allowance. Make sure that they are adhering to the spend, save, and give percentages that you have established. Start with smaller amounts when your child is young, say $5 a week or whatever you deem reasonable for your child. Then increase during the older years as their expenses increase with school supplies, spending money, etc.
Even very large, international companies are very careful about where every penny that they spend goes. After all, this is money that could be doing something for the business, right? It does not matter if you have hundreds of dollars to budget or billions, tight money management is the key to successfully funding any business through good and bad times.
Most people spend more time planning their summer holiday than they do planning their personal money management into retirement. It's just too important to leave unplanned. The sooner you start, the better the result will be.